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Health Alliance Plan's Henry Ford Select HMO Offers $0 Premium to Michigan Medicare Members
By News Desk ·
Key takeaways
- Henry Ford Select (HMO) carries a $0 monthly premium, though members must still pay their Medicare Part B premium.
- The plan connects members to more than 550 medical centers across Michigan and pairs each enrollee with a Navigator.
- Health Alliance Plan reported 46% membership growth last year, and its Medicare Advantage enrollment rose 45.8% year over year to 132,566 members as of June 30.
Health Alliance Plan's Henry Ford Select (HMO) plan is being offered to Michigan Medicare members during the Annual Enrollment Period, which runs from October 15 to December 7, with a $0 monthly premium and access to more than 550 medical centers. The plan is offered with Henry Ford Health, EIN Presswire reported on November 11, 2026.
What Henry Ford Select Covers
The plan includes $0 routine hearing and vision exams, $0 comprehensive dental care with 25% to 50% coverage for most comprehensive dental services up to $1,500, and a $150 yearly allowance for eyeglasses or contacts. Inpatient hospital stays carry a $325 copay on days 1 through 6, with additional days covered 100%. Members must continue to pay their Medicare Part B premium, and any late enrollment penalty still applies.
Each enrolled member is automatically paired with a Navigator who helps find a primary care doctor, schedule an Annual Wellness Visit, understand benefits and connect with healthy-living programs. Navigators also check in throughout the year, with outreach informed by ongoing research into which benefits matter most to members.
"Through Henry Ford Select (HMO), we remain committed to giving our members top-tier service," said Margaret Anderson, president of Health Alliance Plan. "Our goal goes beyond processing and paying claims. Our partnership with Henry Ford Health gives members access to comprehensive care right in their own communities, so they can live healthy, fulfilling lives."
Henry Ford Health Select also offers group-sponsored coverage for employees and retirees and individual plans in seven Michigan counties: Wayne, Oakland, Macomb, Lapeer, Genesee, Jackson and Washtenaw. Members can reach Health Alliance Plan's full network of ancillary providers, including labs, therapy, behavioral health, emergency and urgent care, and vision and hearing specialists.
Henry Ford Health's Michigan Footprint
According to akta.pro company records, Henry Ford Health System is a nonprofit academic health system founded in 1915 and headquartered in Detroit, with 550 locations throughout Michigan, 50,000 team members and more than 2 million patients served in Michigan and worldwide. The same records list a $12 million grant in May 2026 and total funding of $52.3 million.
Earlier Henry Ford Health Moves
Henry Ford Health's Health Alliance Plan saw Medicare Advantage enrollment rise 45.8% year over year to 132,566 members as of June 30, Beckershospitalreview reported in September 2026. In October 2026, Beckershospitalreview reported that Henry Ford Health launched Same-Day Solutions in July 2025, connecting primary care patients with behavioral health clinicians the same day; the model raised referral completion over 50% at pilot sites and expanded from 14 to 24 clinics. Also in October 2026, Yahoo reported that Henry Ford Health won an appeal to restore Level II trauma status at its Providence Southfield Hospital.
Enrollment Window and Plan Details
Medicare's Annual Enrollment Period runs from October 15 to December 7. Health Alliance Plan directs members to contact a sales representative or visit hap.org/selectcare for plan details.