Wise Opens US Broker-Dealer License With Interest and Stocks Products

Wise launched Wise Interest and Stocks on November 10, 2026, giving US customers two ways to earn a return on USD balances held with the company. The products are offered by Wise US Assets Inc., a registered broker-dealer, and mark the first time Wise has operationalized its US broker-dealer license, which it holds in all 50 states, according to PR Newswire.

How Wise Interest and Stocks Work

Wise Interest lets customers earn a return on USD held with Wise through a money market fund holding government-backed assets. The fund is the BlackRock Liquidity Funds Treasury Trust Fund, and customers keep instant access to send and spend from the same balance with no withdrawal penalties. Returns are not guaranteed, are calculated daily and are paid into accounts monthly, and over 90% of returns earned may be exempt from state and local income taxes.

Stocks gives people and businesses a way to invest money held with Wise in an S&P 500 index fund, keeping a high degree of liquidity. Investing involves risk, including possible loss of principal, and the investment value of Stocks will change with the market. Customers opt in by selecting either product from their existing USD balance and see the fees associated with each product before opting in.

Vinay Nilakantan, Head of Product for North America at Wise, said: "People and businesses around the world are keeping more money with Wise than ever. Global customer holdings grew 40% to $39 billion last financial year alone." He added: "In the US, earning a competitive return too often means locking your money away or juggling multiple accounts."

Wise's US Scale Behind the Launch

Wise's FY2026 net revenue was $2.5 billion, up 19% year-over-year, with transaction revenue of $1.89 billion, according to akta.pro company records. Cross-border volumes reached $243.5 billion in FY2026, a 31% increase year-over-year, and active customers grew 21% to 18.9 million. The same records list 13 funding rounds on file, the most recent a 2022-10 post-IPO debt round of $346.9 million led by Silicon Valley Bank UK.

Earlier Wise Moves in 2026

Wise selected Navan in November 2026 to manage its business travel program, aiming to improve traveler choice, cost control and visibility, Stock Titan reported. In October 2026, Wise reported Q2 net revenue of $739 million, up 21% year-on-year, and lifted its FY27 growth guidance to 17.5-20% net revenue growth, The Fintech Times reported. Wise also signed Singapore's voluntary Payments Industry Code of Conduct in October 2026, alongside Grab and Liquid Group, IBS Intelligence reported.