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Earnings & Results

Anorbank Tops 3.8 Million Customers and $1.72 Billion in Assets in Nine Months

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Key takeaways

  • Anorbank passed 3.84 million individual customers in the nine months to September 30, 2026, up 17%.
  • Total assets rose 34% to $1.72 billion and the loan portfolio grew 32% to $1.11 billion.
  • Micro, small and medium-sized enterprises made up 42.7% of the loan portfolio, up from 40.1% at the half-year.

Anorbank passed 3.8 million individual customers in the nine months to September 30, 2026, as total assets rose 34% to $1.72 billion and its loan portfolio grew 32% to $1.11 billion. The Uzbek digital bank said in a GlobeNewswire release that it aims to rank among Uzbekistan's five largest privately owned banks by 2027.

Anorbank's Nine-Month Customer and Lending Growth

Anorbank, founded in 2020 as Uzbekistan's first national digital bank, reported individual customers up 17% to 3.84 million and business clients up 17% to 27,805. Cards in issue rose 39% to 5.4 million, and monthly active app users reached 1.5 million.

Customer deposits increased 18% to $1.29 billion from $1.10 billion, and equity rose 13% to $128 million from $113 million. Net profit for the nine months was $8.84 million.

Micro, small and medium-sized enterprises accounted for 42.7% of the loan portfolio, up from 40.1% at the half-year, while retail lending including lending to the self-employed was 52.2%. The bank said Uzbekistan's economy grew 8.5% in real terms.

Sherzod Akramov, Chairman of the Management Board, said: "Six years ago, we set out to build a digital bank to expand access to financial services in Uzbekistan." He added that the bank's goal is "to be among the country's five largest privately owned banks by 2027."

Anorbank's Funding and Bond Issuance

According to akta.pro company records, Anorbank attracted $5 million in funding from responsAbility Investments AG in April 2026 to expand financing for SMEs, microenterprises and women-led businesses. The same records show a debut corporate bond issuance of 50 billion UZS at a 22% annual coupon rate over 1,080 days, registered with the National Agency for Perspective Projects and underwritten by Leader Finance Capital.

The bank's total funding on record is $10 million, from a December 2025 debt round led by ICD-PS, according to the same records.

Earlier Anorbank Regulatory and Shareholder News

In July 2026, the Competition Promotion and Consumer Protection Committee of Uzbekistan fined Anorbank for violating advertising legislation after a complaint about incomplete promotional information on Instagram, Uzdaily reported. In September 2026, Anorbank said it continued normal operations despite reports about shareholder Kahramonjon Olimov, who was allegedly remanded in absentia in Uzbekistan, Uzdaily reported.

In October 2026, shareholder Kakhramonjon Olimov denied kidnapping allegations, calling them fabricated, Uzdaily reported.

What Anorbank Has Said About 2027

Anorbank has set a goal of ranking among Uzbekistan's five largest privately owned banks by 2027, the target Akramov cited in the release.

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Sources

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