Achieve Named Top 3 Personal Loan Lender by LendingTree for Seventh Straight Quarter

Achieve was named one of the Top 3 lenders in personal loan customer satisfaction by LendingTree for the third quarter of 2026, its seventh consecutive quarterly award, PR Newswire reported on October 30, 2026. The company's best available APR on personal loans is 6.25%.

How LendingTree Scores Personal Loan Lenders

LendingTree publishes the quarterly ranking based on verified customer reviews and other data that evaluate lenders on transparency, ease of the application process and the quality of customer service. Achieve's latest placement follows a top-three ranking in the second quarter of 2026.

Achieve is a privately held digital personal finance platform founded in 2002 that offers personal loans, home equity lines of credit, home equity loans and debt settlement through Freedom Debt Relief. The company said a rate cut earlier this year lowered the best available APR on Achieve Personal Loans to 6.25%, a reduction of 274 basis points, supported by advanced underwriting and enhanced with FICO Score 10 T data. The loans are originated by a bank partner through the Achieve Personal Loans platform.

"For someone consolidating debt, a personal loan is more than a transaction. It's an opportunity to improve their finances and move forward with greater confidence," said Kyle Enright, Achieve's President of Lending. "Earning this recognition for a seventh consecutive quarter reflects the care our teammates bring to those conversations and the trust our members place in them."

Achieve said qualified members can have funds sent in as little as 24 hours, and borrowers can choose repayment schedules of 2, 3, 4 or 5 years. The company said it has served over 2 million consumers, helped resolve over $22 billion in debt and facilitated over $15 billion in personal loans and home equity lines of credit since 2002.

Achieve's Personal Loan Rate Cut and Underwriting

According to akta.pro company records, Achieve reduced its Personal Loan minimum APR from 8.99% to 6.25% in March 2026, a 274 basis-point cut enabled by Pagaya's AI underwriting integration. The same records show Pagaya's AI-powered underwriting technology was integrated with Achieve Personal Loans in December 2025 to support the reduction while maintaining credit performance. Achieve's total funding stands at $2.2 billion, with the last round dated July 30, 2026.

Earlier LendingTree Rankings and Achieve Surveys

In August 2026, PR Newswire reported that Achieve had been named one of LendingTree's Top 3 lenders for personal loan customer satisfaction in Q2 2026, its sixth consecutive quarterly recognition. That same month, Aijourn reported that a survey by Achieve found 56% of U.S. consumers believe it would take over six months to pay off short-term unsecured debts such as credit cards and personal loans. In October 2026, PR Newswire reported that Achieve was named one of Arizona's Most Admired Companies for the sixth consecutive year by Az Business magazine.

LendingTree's Earnings Date

MarketBeat reported that LendingTree is expected to release its Q3 2026 earnings after market close on November 3, 2026.