Aditya Birla Capital posts 38% profit jump as lending AUM grows 32% in September quarter

Aditya Birla Capital reported a 38% year-on-year rise in consolidated profit attributable to owners to ₹1,288 crore for the September quarter of financial year 2026-27, against ₹933.5 crore a year earlier. CNBC TV18 reported the results on October 30, 2026.

Aditya Birla Capital's Lending Growth in the September Quarter

Consolidated revenue from operations rose 32.2% to ₹14,003 crore from ₹10,594 crore a year earlier, while total expenses increased 30.07% year on year to ₹12,324.10 crore. On a sequential basis, profit attributable to owners rose 9.62% from ₹1,174.70 crore in the June quarter, and revenue grew 14.97% from ₹12,179.54 crore.

Overall lending assets under management, including the non-banking financial company and housing finance businesses, increased 32% year on year and 7% sequentially to ₹2,33,930 crore as of September 30, 2026. In the NBFC business, AUM grew 26% year on year to ₹1,76,557 crore, disbursements rose 12% to ₹24,708 crore and profit before tax rose 41% to ₹1,352 crore. The housing finance business reported 50% year-on-year AUM growth to ₹57,373 crore, disbursements up 55% to ₹8,957 crore and profit before tax up 73% to ₹335 crore.

BusinessLine reported revenue up 31% to ₹16,545 crore for the quarter, and mutual fund AUM up 4% to ₹4.42 lakh crore. CNBC TV18 put mutual fund quarterly average AUM at ₹4,41,787 crore, up 4% year on year, with equity quarterly average AUM up 9% to ₹2,09,230 crore and asset management profit after tax at ₹221 crore.

Aditya Birla Capital's Branch Network and Digital Platforms

Aditya Birla Capital is the listed financial services arm of the Aditya Birla Group, offering loans, insurance, investments and payments through its branches, agents and the ABCD digital platform, according to akta.pro company records. The same records list more than 68,400 employees and aggregate assets under management of over ₹5.91 lakh crore across all business segments as of March 2026.

CNBC TV18 reported that ABCD had recorded around 1.3 crore customer acquisitions as of September 30, 2026, and that the MSME platform Udyog Plus had more than 24 lakh registrations and an AUM of ₹7,262 crore. The company had a network of 1,822 branches across its businesses at the end of the quarter, a figure BusinessLine also reported.

Aditya Birla Capital's Gold Lending and AI Rollouts

In September 2026, Pennant Technologies deployed its pennApps Lending Factory platform across Aditya Birla Capital's gold lending business, with loan origination and loan management systems going live together in 45 days, The Tribune reported. In the same month, the company unveiled a whitepaper on agentic AI for India's BFSI sector at Global Fintech Fest 2026, outlining eight deployment areas, ANI News reported.

In October 2026, Pankaj Gadgil of Aditya Birla Capital advocated a hybrid build-and-buy approach for AI, citing internally developed tools including WorkIO and TraceIO, The Times of India reported. Nikhil Singhal was appointed Country Head of Wealth at the company in October 2026, Hrtoday reported.