Earnings & Results
Riyad Bank Q3 2026 Net Special Commission Income Grows 9.4% to SAR 3.48 Billion
By News Desk ·
Key takeaways
- Riyad Bank's net special commission income grew 9.4% year on year to SAR 3.48 billion in Q3 2026.
- Riyad Bank reported Q3 net income of SAR 2.87 billion and 9M net income of SAR 8.13 billion, according to TradingView.
- Riyad Bank completed a SAR 10 billion Additional Tier 1 Capital Sukuk issuance in August 2026 that was oversubscribed 2.7 times.
Riyad Bank's net special commission income grew 9.4% year on year to SAR 3.48 billion in Q3 2026, Argaam reported on November 15, 2026. The figure is the only earnings metric disclosed for the quarter. Riyad Bank is a Saudi Arabian Shariah-compliant lender serving retail, private, MSME and corporate customers through branches, digital channels and subsidiaries including Riyad Capital and Jeel.
Riyad Bank's Q3 2026 Commission Income
Riyad Bank said net special commission income reached SAR 3.48 billion in the third quarter of 2026, up 9.4% from the same period a year earlier. The bank disclosed no other earnings metric for the quarter in the report.
Riyad Bank traces its founding to 1957 and is headquartered in Riyadh. The lender operates through subsidiaries including Riyad Capital and the Jeel fintech arm, according to its company profile.
Riyad Bank's Capital and Funding Record
Riyad Bank's total assets stood at SAR 519 billion as of Q4 2025, representing 15% year-over-year growth, according to akta.pro company records. The same records show net income of SAR 10.4 billion for 2025, a 12% year-over-year increase, and total assets exceeding $129 billion.
The records list two funding rounds: a $1 billion post-IPO debt issue in January 2026 and a $2.7 billion post-IPO debt issue in January 2025. In June 2026 the bank received Capital Market Authority approval to register and publicly offer debt instruments up to SAR 10 billion within a six-month issuance window.
Riyad Bank's Earnings and Sukuk Moves
On November 3, 2026, TradingView reported that Riyad Bank posted Q3 net income of SAR 2.87 billion and nine-month net income of SAR 8.13 billion, with higher operating income and earnings per share. The same report cited elevated geopolitical uncertainty and post-period escalation as increasing credit, liquidity and operational risks.
In August 2026, Riyad Bank completed a SAR 10 billion Additional Tier 1 Capital Sukuk issuance after the offering was oversubscribed 2.7 times, leading to an upsizing of the final issue, Sahmcapital reported. Riyad Capital acted as financial advisor, sole arranger and dealer on the issuance, Argaam reported on August 11, 2026.
What Comes Next for Riyad Bank
Riyad Bank's Q3 2026 earnings call was live on November 3, 2026, with executives discussing financial results and answering analyst questions, TradingView reported. The June 2026 Capital Market Authority approval covers debt instruments up to SAR 10 billion within a six-month issuance window.