Auburn National Bancorporation Third-Quarter Revenue Rises 7% to $8.99 Million as Net Income Climbs 13.3%

Auburn National Bancorporation reported third-quarter revenue of $8.99 million and diluted earnings per share of $0.72, both higher than a year earlier, according to TradingView. Net income rose 13.3% to $2.52 million, and the company filed its quarterly report on November 6, 2026.

Auburn National's Margin and Securities Moves

Auburn National Bank is the bank holding company behind AuburnBank, a community bank founded in 1907 with seven branches across East Alabama serving consumers, small businesses and commercial real estate investors.

Revenue rose 7% from $8.4 million in the prior-year quarter, and diluted EPS rose 12.5% from $0.64. The company attributed the increase to growth in average interest-earning assets and an improved net interest margin, with higher bank-owned life insurance income from a non-taxable death benefit lifting noninterest income. A lower negative provision for credit losses provided less of a benefit than a year earlier.

The tax-equivalent net interest margin rose to 3.36% from 3.21%, which the company tied to higher asset yields, a more favorable mix and lower interest-bearing deposit costs. Auburn National purchased approximately $88.9 million of U.S. Treasury securities and entered into a $90.0 million interest rate swap during the quarter. It also bought a $90.0 million interest rate floor to protect floating-rate interest income against a decline in short-term rates.

The allowance for credit losses stood at $6.5 million, or 1.13% of total loans, at September 30, 2026, compared with 1.20% at September 30, 2025.

Auburn National's Balance Sheet at Midyear

According to akta.pro company records, Auburn National Bank reported total assets of $1.1 billion and total deposits of $988.3 million as of June 30, 2026. The same records list a market capitalization range of $82 million to $87 million from multiple sources in 2026.

Earlier Auburn National Earnings Reports

Auburn National reported second-quarter 2026 net earnings of $2.3 million, or $0.66 per share, up 27% from $1.8 million, or $0.52 per share, in the second quarter of 2025, driven by stronger net interest income and a net interest margin of 3.33%, Stock Titan reported in July 2026. In October 2026, MarketBeat reported second-quarter EPS of $0.72, a 9.10% return on equity and an 18.60% net margin, alongside a quarterly dividend of $0.27 per share.

Auburn National's Repurchase Program

The board authorized a new $5 million stock repurchase program in March 2026 valid through March 15, 2027, replacing a prior program that expired April 15, 2024, according to the same records.