# Allied Bank Reports Rs23,052 Million Profit After Tax for Nine Months to September 2026

> Allied Bank reported a profit after tax of Rs23,052 million for the nine months to September 30, 2026, down 11%.

- Published: 2026-11-02T00:52:22+00:00
- Section: Earnings & Results
- Author: News Desk
- URL: https://newsforagent.com/news/2026-11-02/allied-bank-nine-month-profit-2026
- Source: [Business Recorder](https://www.brecorder.com/news/40446928/allied-bank-declares-over-rs23bn-pat-in-9mcy26)

## Key takeaways

- Allied Bank's profit after taxation for the nine months ended September 30, 2026 was Rs23,052 million, 11% lower than the Rs25,874 million recorded a year earlier.
- Total deposits rose 10% to Rs2,591 billion and total assets grew 5% to Rs3,533 billion as of September 30, 2026.
- The bank declared a dividend of Rs4.00 per share for the quarter ended September 30, 2026.

[Allied Bank Limited](https://akta.pro/company-profiles/000aov3/allied-bank-limited) reported a profit after taxation of Rs23,052 million for the nine months ended September 30, 2026, down 11% from Rs25,874 million a year earlier, and declared a quarterly dividend of Rs4.00 per share. [Business Recorder](https://www.brecorder.com/news/40446928/allied-bank-declares-over-rs23bn-pat-in-9mcy26) carried the results on November 2, 2026.

## Allied Bank's Nine-Month Earnings Detail

Mark-up and interest income rose 18% to Rs260,813 million from Rs221,750 million, which the bank attributed to higher average volumes of mark-up bearing assets. Mark-up and interest expense climbed 26%, or Rs37,767 million, to Rs180,930 million, on higher borrowing expense, deposit cost and interest expense on right of use asset. Net mark-up and interest income reached Rs79,883 million, up 2% from Rs78,586 million.

Non-mark-up income rose 9% to Rs23,033 million, helped by a 38% increase in dividend income to Rs2,659 million and a 223% rise in other income to Rs1,666 million. Fee income grew 5% to Rs12,332 million, while capital gain fell to Rs1,797 million from Rs2,550 million. Operating expenses rose 13% to Rs55,650 million, and profit before taxation fell 14% to Rs47,181 million.

Gross advances stood at Rs819 billion at September 30, 2026, against Rs802 billion at December 31, 2025, and net advances rose 2% to Rs807 billion. The infection ratio was 1.39%, compared with 1.42% at the end of 2025, and the coverage ratio was 106.2%, compared with 109.1%. The bank's network comprised 1,546 branches, including 941 conventional, 583 Islamic and 22 digital branches, alongside 2,013 ATMs and 499 cash deposit machines.

## Allied Bank's Balance Sheet and Capital Position

According to akta.pro [company records](https://akta.pro/company-data), Allied Bank was established in 1942 as Australasia Bank and became Allied Bank of Pakistan in 1974, and it holds AAA long-term and A1+ short-term ratings from PACRA as of June 2026. The same records describe a network of more than 1,500 branches and more than 1,500 ATMs.

Deposits rose 10% to Rs2,591 billion from Rs2,346 billion, and total investments grew 3% to Rs2,205 billion. Total assets increased 5% to Rs3,533 billion, while net assets slipped to Rs254 billion from Rs263 billion. Return on assets was 0.9% and return on equity Tier 1 was 15.2%, with a capital adequacy ratio of 23.89% against a minimum regulatory threshold of 11.5%.

## Allied Bank's Digital Service Disruption in August

On August 10, 2026, Allied Bank's mobile app, internet banking, WhatsApp services and ATM operations were hit by an outage across Pakistan caused by a backend infrastructure disruption, Pakobserver reported. TechJuice reported the same day that the disruption affected all digital banking services, including mobile apps, internet banking, ATMs and remittance channels.

## Allied Bank's Dividend and Digital Rollout

The bank declared a dividend of Rs4.00 per share for the quarter ended September 30, 2026. Its [own announcement](https://www.abl.com) covers the results and the branch and digital expansion behind the 13% rise in operating expenses.

## Companies in this story

- [Allied Bank Limited company profile](https://akta.pro/company-profiles/000aov3/allied-bank-limited) · website: https://www.abl.com

---
News for Agent · https://newsforagent.com/llms.txt
