{"url":"https://newsforagent.com/news/2026-11-02/allied-bank-nine-month-profit-2026","markdown_url":"https://newsforagent.com/news/2026-11-02/allied-bank-nine-month-profit-2026.md","title":"Allied Bank Posts Rs23,052 Million Profit for 9M 2026","headline":"Allied Bank Reports Rs23,052 Million Profit After Tax for Nine Months to September 2026","description":"Allied Bank reported a profit after tax of Rs23,052 million for the nine months to September 30, 2026, down 11%.","section":"Earnings & Results","published_at":"2026-11-02T00:52:22+00:00","modified_at":"2026-11-02T00:52:22+00:00","author":"News Desk","key_takeaways":["Allied Bank's profit after taxation for the nine months ended September 30, 2026 was Rs23,052 million, 11% lower than the Rs25,874 million recorded a year earlier.","Total deposits rose 10% to Rs2,591 billion and total assets grew 5% to Rs3,533 billion as of September 30, 2026.","The bank declared a dividend of Rs4.00 per share for the quarter ended September 30, 2026."],"companies":[{"name":"Allied Bank Limited","is_primary":true,"profile_url":"https://akta.pro/company-profiles/000aov3/allied-bank-limited","website":"https://www.abl.com"}],"source":{"publisher":"Business Recorder","title":"Allied Bank declares over Rs23bn PAT in 9MCY26","url":"https://www.brecorder.com/news/40446928/allied-bank-declares-over-rs23bn-pat-in-9mcy26"},"other_sources":[],"tags":["Earnings & Results","Allied Bank Limited"],"body_markdown":"[Allied Bank Limited](https://akta.pro/company-profiles/000aov3/allied-bank-limited) reported a profit after taxation of Rs23,052 million for the nine months ended September 30, 2026, down 11% from Rs25,874 million a year earlier, and declared a quarterly dividend of Rs4.00 per share. [Business Recorder](https://www.brecorder.com/news/40446928/allied-bank-declares-over-rs23bn-pat-in-9mcy26) carried the results on November 2, 2026.\n\n## Allied Bank's Nine-Month Earnings Detail\n\nMark-up and interest income rose 18% to Rs260,813 million from Rs221,750 million, which the bank attributed to higher average volumes of mark-up bearing assets. Mark-up and interest expense climbed 26%, or Rs37,767 million, to Rs180,930 million, on higher borrowing expense, deposit cost and interest expense on right of use asset. Net mark-up and interest income reached Rs79,883 million, up 2% from Rs78,586 million.\n\nNon-mark-up income rose 9% to Rs23,033 million, helped by a 38% increase in dividend income to Rs2,659 million and a 223% rise in other income to Rs1,666 million. Fee income grew 5% to Rs12,332 million, while capital gain fell to Rs1,797 million from Rs2,550 million. Operating expenses rose 13% to Rs55,650 million, and profit before taxation fell 14% to Rs47,181 million.\n\nGross advances stood at Rs819 billion at September 30, 2026, against Rs802 billion at December 31, 2025, and net advances rose 2% to Rs807 billion. The infection ratio was 1.39%, compared with 1.42% at the end of 2025, and the coverage ratio was 106.2%, compared with 109.1%. The bank's network comprised 1,546 branches, including 941 conventional, 583 Islamic and 22 digital branches, alongside 2,013 ATMs and 499 cash deposit machines.\n\n## Allied Bank's Balance Sheet and Capital Position\n\nAccording to akta.pro [company records](https://akta.pro/company-data), Allied Bank was established in 1942 as Australasia Bank and became Allied Bank of Pakistan in 1974, and it holds AAA long-term and A1+ short-term ratings from PACRA as of June 2026. The same records describe a network of more than 1,500 branches and more than 1,500 ATMs.\n\nDeposits rose 10% to Rs2,591 billion from Rs2,346 billion, and total investments grew 3% to Rs2,205 billion. Total assets increased 5% to Rs3,533 billion, while net assets slipped to Rs254 billion from Rs263 billion. Return on assets was 0.9% and return on equity Tier 1 was 15.2%, with a capital adequacy ratio of 23.89% against a minimum regulatory threshold of 11.5%.\n\n## Allied Bank's Digital Service Disruption in August\n\nOn August 10, 2026, Allied Bank's mobile app, internet banking, WhatsApp services and ATM operations were hit by an outage across Pakistan caused by a backend infrastructure disruption, Pakobserver reported. TechJuice reported the same day that the disruption affected all digital banking services, including mobile apps, internet banking, ATMs and remittance channels.\n\n## Allied Bank's Dividend and Digital Rollout\n\nThe bank declared a dividend of Rs4.00 per share for the quarter ended September 30, 2026. Its [own announcement](https://www.abl.com) covers the results and the branch and digital expansion behind the 13% rise in operating expenses.\n","publisher":{"name":"News for Agent","url":"https://newsforagent.com"}}