{"url":"https://newsforagent.com/news/2026-10-28/home-first-finance-25-percent-aum-growth","markdown_url":"https://newsforagent.com/news/2026-10-28/home-first-finance-25-percent-aum-growth.md","title":"Home First Finance targets 25% loan book growth","headline":"Home First Finance expects 25% AUM growth and ₹25,000 crore loan book by FY28","description":"Home First Finance expects 25% AUM growth despite rising rates, targeting ₹20,000 crore in FY27 and ₹25,000 crore the following year, with margins near 6%.","section":"Earnings & Results","published_at":"2026-10-28T09:30:14+00:00","modified_at":"2026-10-28T09:30:14+00:00","author":"News Desk","key_takeaways":["Home First Finance expects 25% AUM growth and ₹20,000 crore AUM by the end of FY27.","The company targets ₹25,000 crore AUM in the following financial year and plans 20-30 new branches annually.","Home First Finance expects net interest margins around 6% over the next couple of quarters before moderating as leverage increases."],"companies":[{"name":"Home First Finance Company","is_primary":true,"profile_url":"https://akta.pro/company-profiles/0000li1/home-first-finance-company","website":"https://homefirstindia.com"}],"source":{"publisher":"CNBCTV18","title":"Home First Finance sees 25% loan book growth despite rising rates, says CEO Manoj Viswanathan - CNBC TV18","url":"https://www.cnbctv18.com/market/earnings/home-first-finance-sees-25-loan-book-growth-despite-rising-rates-says-ceo-manoj-viswanathan-q2-earnings-results-boardroom-20021392.htm"},"other_sources":[],"tags":["Earnings & Results","Home First Finance Company"],"body_markdown":"[Home](https://akta.pro/company-profiles/0000li1/home-first-finance-company) First Finance expects its assets under management to grow 25% and reach ₹20,000 crore by the end of FY27, Managing Director and CEO Manoj Viswanathan said after the company's July-September 2026 results. [CNBCTV18](https://www.cnbctv18.com/market/earnings/home-first-finance-sees-25-loan-book-growth-despite-rising-rates-says-ceo-manoj-viswanathan-q2-earnings-results-boardroom-20021392.htm) reported the outlook on October 28, 2026.\n\n## Home First Finance's FY27 AUM Target\n\nViswanathan said demand from first-time homebuyers remains resilient even as interest rates rise. The company expects to end FY27 with ₹20,000 crore of AUM and targets ₹25,000 crore in the following financial year. \"We do not expect demand to weaken,\" he said, according to the interview.\n\nHome First Finance expects net interest margins to stay around 6% over the next couple of quarters before gradually moderating as leverage increases. The company also expects stable asset quality and continued branch expansion while keeping its floating-rate lending model.\n\nOn drought concerns across several states, Viswanathan said the affordable housing portfolio is driven mainly by urbanisation, industrialisation and migration rather than agricultural income. Home First Finance operates 181 branches and plans to add 20-30 branches annually, focusing on deeper penetration in the 13 states where it already has a presence.\n\n## Home First Finance's Branch and Funding Record\n\nAccording to akta.pro [company records](https://akta.pro/company-data), Home First Finance had assets under management of ₹15,878 crore as of Q4 FY26 in March 2026, representing 24.9% year-on-year growth. Total profit after tax for FY26 ending March 2026 was ₹540 crore, up 41.43% from the prior year, and Q4 profit after tax was ₹149.45 crore, up 42.75% year-on-year.\n\nThe same records show revenue of ₹480.78 crore for the Q3 FY26 quarter ended December 2025, up 18.76% year-on-year. Home First Finance entered a co-lending partnership with J&K Bank in March 2026 to expand distribution reach without proportional balance-sheet build.\n\n## Home First Finance's Investor Meetings and NCD Plan\n\nHome First Finance held investor meetings with institutional investors in Mumbai on September 1, 2026, and announced non-deal roadshows in Singapore from September 7 to 9, 2026, [ScanX](https://akta.pro/news-signals) reported. On August 21, 2026, the company was scheduled to consider raising up to ₹150 crore through the private placement of non-convertible debentures, CNBCTV18 reported.\n\nKotak Securities equity research head Shrikant Chouhan issued a 'Buy' rating on Home First Finance with a fair value of ₹1,530, Business Standard reported on August 25, 2026.\n\n## Home First Finance's Q2 Earnings Call Timing\n\nHome First Finance shifted its Q2FY27 earnings call from 4:00 pm to 5:30 pm IST on October 28, 2026, ScanX reported. The call covers reviewed financial results for Q2FY27 and H1FY27, with dial-in details unchanged and the presentation hosted on the company's [website](https://homefirstindia.com).\n","publisher":{"name":"News for Agent","url":"https://newsforagent.com"}}