{"url":"https://newsforagent.com/news/2026-10-26/emerald-finance-kandarp-digi-smart-wage-access","markdown_url":"https://newsforagent.com/news/2026-10-26/emerald-finance-kandarp-digi-smart-wage-access.md","title":"Emerald Finance signs Kandarp Digi Smart wage access pact","headline":"Emerald Finance partners Kandarp Digi Smart BPO for early wage access in Uttar Pradesh","description":"Emerald Finance partnered Kandarp Digi Smart BPO to launch an Early-Wage-Access program, letting employees draw part of their monthly salary instantly.","section":"Partnerships","published_at":"2026-10-26T11:36:19+00:00","modified_at":"2026-10-26T11:36:19+00:00","author":"News Desk","key_takeaways":["Emerald Finance Limited partnered with Kandarp Digi Smart BPO Limited to launch an Early-Wage-Access program for employees.","Repayment is handled through direct salary deductions from the employer.","The filing was made to BSE on October 26, 2026 under Regulation 30 of SEBI LODR Regulations, 2015."],"companies":[{"name":"Emerald Leasing finance & Investment Company","is_primary":true,"profile_url":"https://akta.pro/company-profiles/003gacs/emerald-leasing-finance-investment-company","website":"http://www.emeraldfin.com"}],"source":{"publisher":"ScanX","title":"Emerald Finance signs pact with Kandarp Digi Smart for wage access","url":"https://scanx.trade/stock-market-news/companies/emerald-finance-signs-pact-kandarp-digi-smart-wage-access/54558346"},"other_sources":[],"tags":["Partnerships","Emerald Leasing finance & Investment Company"],"body_markdown":"[Emerald](https://akta.pro/company-profiles/003gacs/emerald-leasing-finance-investment-company) Finance Limited has partnered with Kandarp Digi Smart BPO Limited to launch an Early-Wage-Access program that lets employees draw part of their monthly salary instantly, [ScanX](https://scanx.trade/stock-market-news/companies/emerald-finance-signs-pact-kandarp-digi-smart-wage-access/54558346) reported. The filing was made to the Department of Corporate Services at BSE Limited on October 26, 2026.\n\n## How the Kandarp Digi Smart Program Works\n\nThe Early-Wage-Access program functions as a short-term loan tied to employment, according to the report. Employees can withdraw part of their accrued salary during the month, and the amount lent is collected directly through salary deductions from the employer.\n\nThe product is designed for employees of partner companies, starting with Kandarp Digi Smart BPO Limited in Uttar Pradesh. Emerald Finance said the partnership aims to expand its offerings to serve retail customers through a salary advance solution.\n\nThe agreement was disclosed pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was reviewed by Naman S of the ScanX News Team.\n\n## Emerald Finance's Employer Partner Record\n\nAccording to akta.pro [company records](https://akta.pro/company-data), Emerald expanded its Earned Wage Access platform in India in February 2026 by onboarding seven new employer partners spanning multiple sectors and regions. The same records show the maximum credit limit available to employees through EWA is up to 50% of monthly salary.\n\nEmerald partners with credit information bureaus including CIBIL, Equifax, Kudos and CRIF High Mark for credit assessment and reporting, the records show. Companies using Emerald Early-Wage-Access typically see attrition fall by 7%, according to the company's EWA Savings Calculator tool and industry benchmarks.\n\n## Earlier Wage Access Partnerships\n\nOn October 14, 2026, Emerald Finance partnered with Halomax Lighting Solutions to provide an Early-Wage-Access program, allowing employees to access part of their monthly salaries, ScanX reported. The loans are repaid via automatic salary deductions, aligning with Emerald Finance's strategy to expand retail lending.\n\nOn September 11, 2026, Emerald Finance partnered with Ace Financials to offer an Early-Wage-Access program, allowing employees to access portions of their salaries via short-term advances collected through salary deduction, ScanX reported.\n","publisher":{"name":"News for Agent","url":"https://newsforagent.com"}}