Business
FICO Keeps Wholesale Mortgage Score Price at $10 for Lenders in Preferred Program
By News Desk ·
Key takeaways
- FICO will hold its wholesale mortgage score price at $10 for lenders and brokers enrolled in its Preferred Program.
- The $10 price covers a bundle of both the Classic FICO Score and FICO Score 10T through participating tri-merge reseller partners.
- CEO Will Lansing said holding the price gives lenders access to both scores for assessing risk with confidence.
FICO will hold its wholesale mortgage score price at $10 for lenders and brokers enrolled in its Preferred Program, the company said on October 23, 2026. The flat year-over-year price covers a bundle of both the Classic FICO Score and FICO Score 10T and is available through participating tri-merge reseller partners, according to Business Wire.
FICO's $10 Bundle for Preferred Program Lenders
FICO is a credit scoring, fraud detection and decision management software provider whose FICO Score is used by 90% of top US lenders, according to company records. The $10 price applies to lenders that have committed to FICO through its participating tri-merge reseller partners, giving them access to both the Classic FICO Score and FICO Score 10T.
The Classic FICO Score has served as the industry standard for mortgage lending for nearly three decades, while FICO Score 10T incorporates trended credit bureau data and rental payment information. Will Lansing, CEO of FICO, said: "By holding our price at $10 for lenders in our Preferred Program and including both Classic FICO Score and FICO Score 10T, we're ensuring lenders have access to the trusted and predictive tools they need to assess risk with confidence."
FICO's Score 10T Adoption and Revenue Guidance
FICO recorded rated adoption of FICO Score 10T by Rate and Optimal Blue, which covers approximately 60% of the top 50 US mortgage lenders, bringing Free Access Program volume to $538.72 billion in originations and $1.668 trillion in servicing portfolio, according to akta.pro company records. The same records show FICO raised its FY2026 revenue guidance to $2.45 billion, representing 23% year-over-year growth, after reporting $2.0 billion in revenue for fiscal 2025.
UWM and Earlier FICO Mortgage Commitments
On October 6, 2026, FICO announced that United Wholesale Mortgage reaffirmed its commitment to using FICO Scores on all credit pulls across its broker lending operations, according to Stock Titan. On October 9, 2026, Simply Wall St reported that Fair Isaac's stock fell 56.95% year-to-date after Rocket Mortgage switched to VantageScore and layoffs, with platform ARR at $413 million. On October 16, 2026, Australian FinTech reported that a FICO poll of 51 APAC banking leaders found 77% say AI tools must be built specifically for financial services.
FICO's Next Steps After the Pricing Decision
FICO said lenders can email mortgageinfo@fico.com for more information on the FICO Preferred Program, and the company pointed to its FICO Score 10T Migration Resource Center for details on signing up for the FICO Score 10T Free Access Program.