# Abu Dhabi Commercial Bank Posts AED 3.56 Billion Q3 Net Income, Nine-Month Profit Hits AED 10.3 Billion

> Abu Dhabi Commercial Bank reported Q3 net income of AED 3,560 million, up from AED 3,090 million a year earlier.

- Published: 2026-10-22T20:14:13+00:00
- Section: Earnings & Results
- Author: News Desk
- URL: https://newsforagent.com/news/2026-10-22/abu-dhabi-commercial-bank-q3-net-income
- Source: [MarketScreener](https://www.marketscreener.com/news/abu-dhabi-commercial-bank-pjsc-reports-earnings-results-for-the-third-quarter-and-nine-months-ended-ce785cdedc80f724)

## Key takeaways

- Abu Dhabi Commercial Bank reported third-quarter net income of AED 3,560 million, up from AED 3,090 million a year earlier.
- Nine-month net income reached AED 10,297 million, compared with AED 8,105 million in the same period a year ago.
- Basic earnings per share for the nine months was AED 1.25, up from AED 1.02 a year earlier.

Abu Dhabi Commercial Bank PJSC reported third-quarter net income of AED 3,560 million, up from AED 3,090 million a year earlier, according to [MarketScreener](https://www.marketscreener.com/news/abu-dhabi-commercial-bank-pjsc-reports-earnings-results-for-the-third-quarter-and-nine-months-ended-ce785cdedc80f724). The UAE bank said basic earnings per share from continuing operations was AED 0.43 for the quarter, compared with AED 0.39 a year ago.

## Abu Dhabi Commercial Bank's Third-Quarter Earnings

For the nine months ended September 30, 2026, net income was AED 10,297 million compared with AED 8,105 million a year earlier, the company said. Basic earnings per share from continuing operations was AED 1.25 compared with AED 1.02 a year ago, and diluted earnings per share was AED 1.24 compared with AED 1.01.

[Abu Dhabi Commercial Bank](https://akta.pro/company-profiles/0000lji/abu-dhabi-commercial-bank) is a United Arab Emirates-based bank engaged in retail banking, commercial banking and Islamic banking and the provision of other financial services. The bank operates in three segments: wholesale banking, property management, and investments and treasury.

## Abu Dhabi Commercial Bank's Scale and Recent Moves

According to akta.pro [company records](https://akta.pro/company-data), Abu Dhabi Commercial Bank serves over 1 million customers across consumer banking, corporate and investment banking, treasury and investments, and property management. Total assets expanded 19% to AED 809 billion as of Q1 2026, and profit before tax was AED 12.843 billion in FY'25, up 21% year on year.

The same records list five funding rounds, including a $300 million post-IPO debt round in February 2026 and a $1.7 billion post-IPO equity round in December 2025 led by Mubadala. In May 2026 the bank launched a next-generation AI-powered mobile banking application branded 'Powered by AI. Shaped by you.'

## How Abu Dhabi Commercial Bank's Earlier Quarters Compared

In July 2026, GulfNews reported that Abu Dhabi Commercial Bank recorded second-quarter profit before tax of Dh3.83 billion, up 26% year-on-year, marking its 20th consecutive quarter of profit growth. Zawya reported a 31% year-on-year increase in second-quarter 2026 net profit, reaching AED 3.4 billion, driven by higher non-interest income and a 55% year-on-year decline in impairment charges to AED 638 million.

MarketScreener reported in July 2026 that the bank posted higher attributable profit and operating income for the first half of the period.

## What Comes Next for Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank has committed to providing AED 35 billion in green financing by 2030, according to akta.pro company records, following a $650 million green bond priced in September 2023.

## Companies in this story

- [Abu Dhabi Commercial Bank company profile](https://akta.pro/company-profiles/0000lji/abu-dhabi-commercial-bank) · website: https://www.adcb.com

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