TreasurUp and Apideck Partner to Embed Bank Services in 50+ Accounting Systems

TreasurUp and Apideck announced a partnership on October 20, 2026 that gives business banks ERP-embedded banking capabilities, with Apideck providing one API to 50+ accounting and ERP systems. Finextra reported the announcement. The joint solution is available to banks in Europe and North America now, with rollout plans and commercial terms proposed after intake.

How the TreasurUp and Apideck Offer Works

TreasurUp provides the bank's capabilities in, or adjacent to, the ERP system, starting with account balances, payment orchestration and reconciliation. These core capabilities can be enriched with components for FX execution, FX hedging, cash flow forecasting and liquidity management, all fully white-labelled and bank-branded. Apideck connects the joint bank and TreasurUp capabilities to the full portfolio of accounting and ERP systems, reading and writing data across 50+ systems through one API.

A finance manager connects the company's accounting system to the embedded app just once. Approved supplier bills then appear in the app as payment proposals for review and approval, and the payment status flows back into the books. Bank transactions land in the same accounting system's reconciliation screen, foreign-currency invoices show up as an FX exposure with a hedging proposal that follows the company's own policy, and the cash flow forecast is built from real receivables, payables and balances without a spreadsheet upload. If the company changes ERP, it reconnects and the bank does nothing.

The bank provides the accounts, the payment rails, FX pricing and liquidity products, and holds the client relationship. TreasurUp builds and runs the bank's ERP-embedded app, including the capability layer for higher value-added services, always fully connected to and integrated with the bank's infrastructure. Apideck provides the ERP connectivity behind it: one API to 50+ accounting and ERP systems, embedded authentication and connection management, and a pass-through architecture that keeps no copy of the client's accounting data. Apideck does the technical build and certification work and guides the bank through each programme, where needed.

Niels van Daatselaar, CEO and co-founder of TreasurUp, said: “Business clients decide what to execute where, at the moment they book an invoice, place an order or see a cash surplus, and that moment includes their ERP. Banks that are not present there risk losing flow or even the daily relationship. With Apideck we can provide a bank with a complete and consistent ERP-embedded offer in months, in the bank's own brand, on top of the Transaction Banking and Markets channels that they already run.”

Gertjan De Wilde, CEO and co-founder of Apideck, said: “Every accounting and ERP system has its own API, its own data model and its own partner programme. We take that work off the bank's plate: one integration, 50+ systems with global coverage, and the client's accounting data passes through without being stored. TreasurUp turns that connectivity into workflows a bank can put in front of its clients. Together we let a bank keep the payments, the FX and the conversation.”

TreasurUp's Bank Footprint and ERP Connections

According to akta.pro company records, TreasurUp's platform is white-labeled across nine bank clients serving their corporate customers, and 15,000+ corporate end-users including treasurers and finance managers at SMB and mid-sized companies access TreasurUp-powered banking portals. The same records list Xero as one of the ERP systems with a pre-built off-the-shelf integration to TreasurUp's platform. TreasurUp released an updated white-label FX Platform for Banks in 2025 featuring mobile-first banking, the ERP Connection Centre, comprehensive FX products, and continuous monthly and quarterly innovation releases.

Where the Joint Solution Is Available

North America coverage runs through QuickBooks Online, Sage Intacct, NetSuite and Dynamics 365 Business Central. Europe coverage runs through Exact Online, Twinfield, Yuki and Moneybird in the Benelux and Xero and Sage in the UK, alongside TreasurUp's bank footprint in the Nordics, Benelux and Germany.