{"url":"https://newsforagent.com/news/2026-10-20/live-oak-bancshares-earnings-report","markdown_url":"https://newsforagent.com/news/2026-10-20/live-oak-bancshares-earnings-report.md","title":"Live Oak Bancshares to Report Earnings","headline":"Live Oak Bancshares Sets Wednesday Earnings Report After $160.1 Million Revenue Quarter","description":"Live Oak Bancshares will report earnings Wednesday afternoon after revenue of $160.1 million last quarter, up 11.4% year on year.","section":"Earnings & Results","published_at":"2026-10-20T03:44:16+00:00","modified_at":"2026-10-20T03:44:16+00:00","author":"News Desk","key_takeaways":["Live Oak Bancshares will announce earnings Wednesday afternoon, after reporting $160.1 million in revenue last quarter, up 11.4% year on year.","Analysts expect revenue to grow 12.1% year on year this quarter, slowing from the 13.4% increase in the same quarter last year.","Live Oak Banking Company is the wholly-owned bank subsidiary of Live Oak Bancshares, a digital, branchless FDIC-insured commercial bank based in Wilmington, North Carolina."],"companies":[{"name":"Live Oak Banking Company","is_primary":true,"profile_url":"https://akta.pro/company-profiles/004sve6/live-oak-banking-company","website":"https://liveoak.bank"}],"source":{"publisher":"TradingView","title":"Live Oak Bancshares (LOB) To Report Earnings Tomorrow: Here Is What To Expect","url":"https://www.tradingview.com/news/stockstory:c7698afb6094b:0-live-oak-bancshares-lob-to-report-earnings-tomorrow-here-is-what-to-expect/"},"other_sources":[],"tags":["Earnings & Results","Live Oak Banking Company"],"body_markdown":"Live Oak Bancshares will announce earnings this Wednesday afternoon, after reporting revenue of $160.1 million last quarter, up 11.4% year on year, according to [TradingView](https://www.tradingview.com/news/stockstory:c7698afb6094b:0-live-oak-bancshares-lob-to-report-earnings-tomorrow-here-is-what-to-expect/). The company beat analysts' revenue expectations in that quarter, with a beat of net interest income estimates and a beat of EPS estimates.\n\n## Live Oak Bancshares Earnings and Last Quarter's Beat\n\nLive Oak Bancshares is the parent of [Live Oak Banking Company](https://akta.pro/company-profiles/004sve6/live-oak-banking-company), a digital, branchless FDIC-insured commercial bank headquartered in Wilmington, North Carolina that originates SBA, USDA, conventional, specialty, and project-finance loans for small and middle-market businesses across more than 30 industries nationwide.\n\nFor this quarter, the market expects Live Oak Bancshares's revenue to grow 12.1% year on year, slowing from the 13.4% increase it recorded in the same quarter last year. Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business will stay the course heading into earnings. Live Oak Bancshares rarely misses Wall Street's revenue estimates.\n\nAmong regional banks that have already reported Q3 results, Washington Trust Bancorp delivered year-on-year revenue growth of 15%, beating analysts' expectations by 4.1%, and Independent Bank reported revenues up 7.4%, topping estimates by 0.6%. Independent Bank traded up 3.6% following the results.\n\n## Live Oak Banking Company's Recent Moves\n\nAccording to akta.pro [company records](https://akta.pro/company-data), Live Oak Banking Company appointed Ewa Stasiowska as Chief Risk Officer in December 2025, joining from Webster Bank, and transitioned Greg Seward from dual CRO/GC back to full-time General Counsel. The bank segmented its deposit platform with a July 21, 2025 cutoff, routing new business savings/CDs and all business checking accounts through a new Commercial Banking app and the relaunched \"Tidal Business Checking\" product for legacy accounts. Live Oak Ventures exited Apiture, acquired by CSI, and Vantaca in a secondary sale. The company describes itself as the nation's leading SBA lender and an SBA Preferred Lender, with over $8.1 billion in project financings funded nationally based on internal data gross loan volume from 10/23/15 through 4/22/26 before syndications or participations.\n\n## What Comes Next for Live Oak Bancshares\n\nLive Oak Bancshares will report its results this Wednesday afternoon. The company's last quarter revenue of $160.1 million came in above analysts' expectations, and analysts have reconfirmed their estimates over the last 30 days.\n","publisher":{"name":"News for Agent","url":"https://newsforagent.com"}}