{"url":"https://newsforagent.com/news/2026-10-20/colibrix-one-vivox-ai-merchant-onboarding","markdown_url":"https://newsforagent.com/news/2026-10-20/colibrix-one-vivox-ai-merchant-onboarding.md","title":"COLIBRIX ONE Taps Vivox AI for Merchant Onboarding","headline":"COLIBRIX ONE Contracts Vivox AI to Automate Merchant Onboarding Checks","description":"COLIBRIX ONE selected Vivox AI to automate know-your-business checks for merchant onboarding, starting in the UK and EU under a multi-year agreement.","section":"Partnerships","published_at":"2026-10-20T09:35:02+00:00","modified_at":"2026-10-20T09:35:02+00:00","author":"News Desk","key_takeaways":["COLIBRIX ONE selected Vivox AI to automate know-your-business checks for merchant onboarding under a multi-year agreement.","Vivox AI agents analyse corporate registries and documents across more than 155 countries and produce due diligence reports for analyst review.","The rollout begins with merchant onboarding in the UK and EU, with plans to extend to ongoing monitoring or additional entities in 2027."],"companies":[{"name":"COLIBRIX ONE","is_primary":true,"profile_url":"https://akta.pro/company-profiles/00ypsrm/colibrix-one","website":"https://colibrix.one"},{"name":"Vivox AI","is_primary":false,"profile_url":"https://akta.pro/company-profiles/0003lff/vivox-ai","website":"https://www.vivox.ai"}],"source":{"publisher":"Finextra","title":"Colibrix One contracts Vivox AI for merchant onboarding","url":"https://www.finextra.com/pressarticle/111353/colibrix-one-contracts-vivox-ai-for-merchant-onboarding?utm_medium=rssfinextra&utm_source=finextrafeed"},"other_sources":[],"tags":["Partnerships","COLIBRIX ONE","Vivox AI"],"body_markdown":"COLIBRIX ONE, a financial infrastructure platform for digital businesses and e-commerce, has selected Vivox AI to automate know-your-business checks for onboarding merchants, the companies said Tuesday. [Finextra](https://www.finextra.com/pressarticle/111353/colibrix-one-contracts-vivox-ai-for-merchant-onboarding?utm_medium=rssfinextra&utm_source=finextrafeed) reported the multi-year agreement.\n\n## How the Vivox AI Agents Work\n\nUnder the multi-year agreement, [COLIBRIX ONE](https://akta.pro/company-profiles/00ypsrm/colibrix-one) will use [Vivox AI](https://akta.pro/company-profiles/0003lff/vivox-ai)'s explainable AI agents to verify corporate documents, map ownership structures and conduct sanctions and adverse media screening on new business customers. COLIBRIX ONE's compliance analysts will review and sign off on every case, with each AI-driven finding traceable to its source.\n\nVivox AI's agents analyse corporate registries and documents across more than 155 countries, identify ultimate beneficial owners, shareholders and directors, producing a full customer or enhanced due diligence report for analyst review. In a deployment at payments firm TransferMate earlier this year, the company said due diligence time fell from about 60 minutes to under 15 minutes per case and screening alerts dropped 86 percent.\n\n\"Payment platforms like COLIBRIX ONE are growing faster than compliance teams can hire,\" said Tim Khamzin, founder and CEO of Vivox AI. \"AI agents take on the document-heavy due diligence work where every conclusion comes with a clear audit trail, so analysts stay in control and regulators can see exactly how a decision was reached. That is what makes AI usable in a regulated business.\"\n\n## COLIBRIX ONE's Platform and Scale\n\nCOLIBRIX ONE is a commercial brand operated within the Mellifera group by Colibrix Limited, authorised by the UK Financial Conduct Authority as an electronic money institution, and Mellifera Kartiera Limited, authorised by the Malta Financial Services Authority. The platform combines card acquiring for one-time and recurring transactions, multi-currency current accounts with dedicated named IBANs, and global payouts, holding principal memberships with Visa and Mastercard.\n\nAccording to akta.pro [company records](https://akta.pro/company-data), COLIBRIX ONE processes more than 12 million transactions per year through the platform, holds global acquiring coverage with localized payment options across 130+ countries, and reports 90% card processing approval rates. The same records list a 2025 product launch of business accounts with multi-currency IBANs, SEPA and SWIFT transfers, and cash flow controls for cross-border businesses.\n\n## Earlier COLIBRIX ONE Partnerships\n\nIn October 2026, COLIBRIX ONE partnered with Primer to give subscription merchants card vaulting, dunning management, smart routing, and automatic fallbacks, with the integration owned by COLIBRIX ONE, PRLog reported. In September 2026, COLIBRIX ONE and BitGN published a benchmark report finding that the most accurate AI agent is rarely the best business choice, PRLog reported. In July 2026, COLIBRIX ONE announced the availability of its multi-currency business account service for internationally operating companies, offering dedicated IBANs, SEPA and Swift access, near real-time currency conversion, API connectivity, and 48-hour compliance verification, PRLog reported.\n\n## Rollout Timeline\n\nThe rollout will begin with merchant onboarding in the UK and EU, with plans to extend to ongoing monitoring or additional entities in 2027.\n","publisher":{"name":"News for Agent","url":"https://newsforagent.com"}}