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Expansion

Checkout.com Expands Into In-Person Payments Through Mollie Partnership

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Key takeaways

  • Checkout.com is expanding into in-person payments through a long-term partnership with Mollie, which serves more than 350,000 businesses.
  • The software-led, device-agnostic solution lets merchants use terminals they already have or choose their own hardware.
  • In-person payments will launch first in the UK and EEA, followed by the US, with more schemes and markets added next year.

Checkout.com announced on October 20, 2026 that it is expanding into in-person payments, working with Mollie on a software-led, device-agnostic offering. Finextra reported the move, which the company said responds to demand from enterprise merchants wanting its online acquiring platform in stores.

How the Mollie Partnership Works

Checkout.com is a London-based payment service provider offering cloud-native acquiring, the Unified Payments API, and fraud, identity and money-movement infrastructure to more than 1,000 enterprise merchants across over 50 countries, according to akta.pro company records. Mollie is the European payments platform serving more than 350,000 businesses, and it is working with Checkout.com on the in-person offering, using its expertise, terminal knowledge and hardware alongside Checkout.com's acquiring platform.

Under the long-term partnership, Mollie combines Checkout.com's acquiring platform with its local expertise, software and merchant relationships to serve businesses selling both online and in person. Mollie keeps control of its customer experience and hardware strategy, with Checkout.com's solution running directly on Mollie's offering. The approach is not tied to a single terminal or hardware provider, so merchants can connect terminals they already use or choose hardware that fits their operations.

"This expansion follows our earlier announcement of sustained profitability and growing margins, giving us the capacity to invest in new technologies and segments," said Antoine Nougué, Chief Revenue Officer at Checkout.com. "Our merchants know Checkout.com for our speed, reliability and pace of innovation, and they asked us to bring that to in-person payments."

Mollie's chief product officer, Rogier Schoute, said in-person payments is one of the fastest-growing areas of its business, driven by hundreds of thousands of European merchants looking to unify physical and digital sales. Mollie announced on October 14, 2026 a venture model to build a dedicated intelligence platform and banking layer for AI agents, Finextra reported.

Checkout.com's Processing Scale

Checkout.com will process $480 billion in global ecommerce payments in 2026, the company said. Its multi-region infrastructure and direct scheme connectivity reflect years of investment in a single platform built for scale and resilience with sub-500ms latency. Over the past 12 months, the company has launched more than 150 merchant-facing features, supported by 500 code releases a day.

Earlier Checkout.com Moves

Checkout.com began direct acquiring in the US in September 2026 after receiving operational approval under its Georgia MALPB charter, The Paypers reported. Best Buy partnered with Checkout.com in September 2026 for card acquiring, debit routing and support for its Marketplace offering, Retail Technology Innovation Hub reported. Minor Hotels partnered with Checkout.com in September 2026 for global acquiring and payment optimization across its 640+ hotels in 67 countries, PR Newswire APAC reported.

What Comes Next for In-Person Payments

In-person payments will launch first in the UK and EEA, followed by the US. More schemes, markets and capabilities will be added next year, the company said.

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Sources

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