{"url":"https://newsforagent.com/news/2026-10-16/chino-commercial-bancorp-q3-earnings-rise","markdown_url":"https://newsforagent.com/news/2026-10-16/chino-commercial-bancorp-q3-earnings-rise.md","title":"Chino Commercial Bancorp Q3 Earnings Rise 22% to $1.88 Million","headline":"Chino Commercial Bancorp Posts 22% Q3 Earnings Gain as Assets Reach $543 Million","description":"Chino Commercial Bancorp reported third quarter net earnings of $1.88 million, up 22%, with total assets climbing 10% to $543 million and no delinquent loans at quarter-end.","section":"Earnings & Results","published_at":"2026-10-16T20:33:24+00:00","modified_at":"2026-10-16T20:33:24+00:00","author":"News Desk","key_takeaways":["Chino Commercial Bancorp reported third quarter 2026 net earnings of $1.88 million, a 22% increase from the same period last year.","Total assets rose 10% to $543 million and total deposits increased 11.7% to $413.4 million as of September 30, 2026.","The bank reported no delinquent loans at quarter-end and three nonaccrual loans totaling $1.2 million."],"companies":[{"name":"Chino Commercial Bank","is_primary":true,"profile_url":"https://akta.pro/company-profiles/00066gz/chino-commercial-bank","website":"https://www.chinocommercialbank.com"}],"source":{"publisher":"TradingView","title":"Chino Commercial Bancorp Reports 22% Increase in Third Quarter Earnings","url":"https://www.tradingview.com/news/globenewswire:f20c4d781094b:0-chino-commercial-bancorp-reports-22-increase-in-third-quarter-earnings/"},"other_sources":[],"tags":["Earnings & Results","Chino Commercial Bank"],"body_markdown":"Chino Commercial Bancorp reported third quarter 2026 net earnings of $1.88 million, a 22% increase from the same period last year, with basic and diluted earnings per share of $0.49. The parent company of [Chino Commercial Bank](https://akta.pro/company-profiles/00066gz/chino-commercial-bank), N.A. announced the results for the quarter ended September 30, 2026, according to [TradingView](https://www.tradingview.com/news/globenewswire:f20c4d781094b:0-chino-commercial-bancorp-reports-22-increase-in-third-quarter-earnings/).\n\n## Chino Commercial Bank's Third Quarter Results\n\nNet earnings rose by $338 thousand compared with the third quarter of 2025. Year-to-date net earnings increased 21% to $5.39 million, and year-to-date earnings per share were $1.40, a 22% increase. Earnings per share for the prior year were adjusted for a 20 percent stock dividend payable to shareholders of record as of June 18, 2026.\n\nDann H. Bowman, President and Chief Executive Officer, stated \"We are pleased with the Bank's performance year-to-date and during the third quarter of 2026, which set new records for total Assets, total Deposits, total Loans, Net Earnings, and Capital. In addition, Loan quality remains very strong, with the Bank having no delinquent loans at quarter-end.\"\n\nTotal assets were $543 million as of September 30, 2026, up 10% from $494 million on December 31, 2025. Total deposits rose 11.7% to $413.4 million, and gross loans increased 14.8% to $253.2 million. Core deposits accounted for 97.5% of total deposits. The bank reported no delinquent loans and three nonaccrual loans totaling $1.2 million at quarter-end.\n\nNet interest income was $4.7 million for the quarter, compared with $4.0 million a year earlier, and the net interest margin was 4.20%, up from 3.78%. Non-interest income rose 3.72% to $924.9 thousand, driven partly by merchant service processing fees, which increased 44% to $297 thousand. Card processing sales volume rose 40% to $24.9 million for the quarter.\n\n## Chino Commercial Bank's Branch and Dividend Record\n\nChino Commercial Bank is a national bank subsidiary of Chino Commercial Bancorp that provides deposit, lending, and merchant services to small businesses, consumers, and medical professionals across five Inland Empire branches in Southern California, according to akta.pro [company records](https://akta.pro/company-data). The same records show the board approved an eighth 20% stock dividend in May 2026, payable July 9, 2026, and that the bank opened a new branch in Corona, California, in 2025, which contributed approximately $20 million in new deposits.\n\n## Chino Commercial Bancorp's Earlier Quarters\n\nChino Commercial Bancorp reported second quarter 2026 net earnings of $1.82 million, an 18% increase from the same period in 2025, with earnings per share rising to $0.47 from $0.40, according to GlobeNewswire. AInvest reported second quarter net interest income of USD 4.4 million.\n\n## Chino Commercial Bancorp's Next Steps\n\nThe company said its earnings per share for the prior year were adjusted for the 20 percent stock dividend payable to shareholders of record as of June 18, 2026. Chino Commercial Bank operates five banking offices, in Chino, Ontario, Upland, Rancho Cucamonga, and Corona, and its deposits are insured by the Federal Deposit Insurance Corporation up to applicable limits.\n","publisher":{"name":"News for Agent","url":"https://newsforagent.com"}}